In Memory of Erika Joseph

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Erika Joseph

It is with profound and overwhelming sadness that we announce the passing of our shining star, Erika Joseph, at the age of 3... "I'm almost 4 Papa". December 10th marked the beginning of her next adventure in entering heaven. Her passing is an immeasurable loss for her family...mother-Kirsten Degutis, father-Brandon Joseph (deceased), grandparents-Vic and Liz Degutis, grandparents-Mike and Brenda Joseph, great grandfather- Paul Moreau, oma and opa-Marian and Goswin Roth, uncle and aunt/godparents-Alex and Maria Degutis, uncle and aunt-Christie and Jamie Todd, uncle-Gary McConkey, aunt-Ashley Copeland, great-uncle and great-aunt-Ted and Jamie Degutis, great-aunt-Mary Jane Moreau, great-aunt and uncle-Kerry and Albert Hale, great uncle and aunt-Jim and Pat Rhame, and loving cousins. After a devastating auto accident in Owen Sound on November 30th, resulting tragically in the death of her father, Brandon Joseph, Erika was airlifted to London Children's Hospital. The exceptional, professional and caring staff in the Paediatric Critical Care Unit made every effort, but at the end, Erika succumbed peacefully to her injuries. Erika gave so much to all of us in her short life and her final gift was to help others through the Trillium Gift of Life Network. She was the best of all of us and brought so much joy to our family every moment of her life. Erika was our shooting star. Her life was illuminating, leaving a significant impact on all of us, etching herself on our souls forever. We are all better people for having had Erika in our lives, if only briefly. We loved Erika every day and now we will miss her every day... A private family funeral service will be held. As an expression of sympathy, in lieu of flowers, a donation can be made to the Children's Health Foundation to support the Children's Hospital at London Health Sciences Centre. Donations may be arranged by contacting the Erb & Good Family Funeral Home at www.erbgood.com or 519.745.8445.

Acceptance

My Tribute Gift Foundation makes this online charitable giving portal web page MyTributeGift.org (the “Website”) available to you subject to your acceptance of and compliance with these terms of use (the “Terms of Use”). BY ACCESSING, BROWSING, AND/OR USING THIS WEBSITE YOU ARE ACKNOWLEDGING THAT YOU HAVE READ AND UNDERSTOOD THESE TERMS OF USE AND OUR PRIVACY POLICY AND THAT YOU AGREE TO BE BOUND BY THEIR TERMS AND CONDITIONS. IF YOU CANNOT OR DO NOT AGREE WITH THESE TERMS OF USE OR OUR PRIVACY POLICY THEN DO NOT ACCESS OR USE THIS WEBSITE.

How Does Our Online Charitable Giving Portal Work?

Your donation will be processed through My Tribute Gift Foundation for distribution to your selected charity. Your credit card transaction record will appear as My Tribute Gift Foundation. An official tax receipt for your donation will be issued by My Tribute Gift Foundation. Donations are sent out to charities at the end of each month for all donations received in that previous month. So a donation made on the first day of the month would be sent at the same time as one made on last day. Payments would be sent either by paper check or direct deposit. Please note that the there is 3% + 35¢/transaction fee for credit card processing, My Tribute Gift Foundation collects a 5% administrative fee. These fees help fund the cost of processing all donations, issuing tax receipts, and sending all appropriate information to the selected charity. These fees are assumed by your selected charity, but you will receive a receipt for the full amount of your donation. There are NO additional costs the charity has to endure to participate and accept donations through MyTributeGift.org. According to the American Institute for Philanthropy (charitywatch.org) a charitable organization is considered “Good” if they are spending less than 30% on administration and fundraising costs. My Tribute Gift Foundation helps reduce those administrative costs for charities and allows donors to contribute to lasting memorials for their loved ones.

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If in any part of these Terms of Use is held, by a court of competent jurisdiction, to be invalid or unenforceable, such part of these Terms of Use shall be eliminated to the extent permitted in that jurisdiction, for purposes of that jurisdiction, and the remaining Terms of Use shall otherwise remain in full force and effect.

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General

These Terms of Use constitute the entire agreement between you and My Tribute Gift Foundation with respect to the Website, except as we may explicitly agree otherwise in writing.. No delay or failure to exercise any right with respect to these Terms of Use shall be construed as a waiver by My Tribute Gift Foundation.

Donations

As a donor, you are responsible for researching the charity, understanding how your money will be used, and understanding the tax implications of your donation. We will email you a receipt, but the deductibility of your donation depends on your individual tax situation. We are not financial, tax, or legal experts. Please do not rely on our information to make decisions about your finances, taxes or legal matters. Consult a qualified professional in your jurisdiction.

Sponsor Charities

Participating organizations have chosen to actively participate in the “Sponsor Program” to be represented in the Sponsor Charity array in an effort to increase their exposure and the opportunity for more memorial donations to be made to their organization. A rate structure is agreed upon and assessed on each donation processed through that program according to each organization’s individual agreement. Giving through that program has helped many organizations realize a drastic and significant increase in net donations.

Convenience Fee

If a donation form has a line item of Convenience Fee. The Convenience fee is displayed to you prior to approving the charge to your payment card. The convenience fee is in addition to the donation amount, so they do not affect the amount reaching the charitable organization. For example, a $100 donation becomes a $101.50 transaction. The convenience fee is directed immediately to a for-profit service provider. According to IRS and CRA rules the tax deductible receipt will therefore only be issued for the subtotal amount.

Remittances

My Tribute Gift Foundation seeks to distribute all funds to organizations provided they have maintained active 501c3 certification in the United States or registered charity status in Canada. MTG relies on the beneficiary organizations to maintain and keep up to date contact information on file with the IRS or CRA respectively. This must be done in order for My Tribute Gift Foundation to exercise care and reasonable efforts to distribute payment promptly, without undue cost and burden to the foundation. In the event that a payment has not been deposited 12 months from issuance, the foundation reserves the right to utilize those funds in its mission to the foundation.

Changes

My Tribute Gift Foundation reserves the right to modify, change, discontinue and suspend these Terms of Use, the Website, and/or any services offered through the Website, in whole or in part, at any time, without prior notice to you. Your continued access or use of the Website after modifications to these Terms of Use have been posted on the Website shall indicate your acceptance of and agreement to be bound by these Terms of Use as modified. It is your responsibility to review these Terms of Use regularly.

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